Craftsmenship and prices can’t be beat! I would highly recommend Vijay for your jewelry needs. However, even though he does offer payment plans, I wouldn’t use that option again. He got a little pushy about trying to get me to pay in full just a week and a half after I paid my very first payment and we commissioned the ring. Very uncomfortable, but it may have just been cultural differences. I’m not 100% sure. Other orders I’ve had with him that I’ve paid in full have been good service, though - this was my first ‘layaway’ order! Don’t do layaway, but DO use him! Gorgeous work.